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Retirement Planning 101: Building Wealth for Your Golden Years

Retirement may seem like a distant reality, but the earlier you start planning, the more secure and comfortable your golden years

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Why retirement planners are getting defensive

While working people may envy those at or near retirement, once you get there there’s a certain amount of anxiety over
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Is pet insurance worth it in Canada?

When your budget is tight, it’s only natural to wonder if adding a pet insurance premium to your list of expenses

As the oldest Gen Xers start reaching the big 6-0, many of them are doing so while caring for aging parents—helping with financial, health-care, and housing decisions, alongside resetting the wifi and picking up groceries. At the same time, a growing share of these middle-aged life coaches don’t have kids of their own, which leads to the question: who’s going to help them with these things when their turn comes around?

In fact, the proportion of Canadian women without biological children has been rising steadily, up to 17.4% of those over 50 in 2022. And.

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Insurance

Is pet insurance worth it in Canada?

When your budget is tight, it’s only natural to wonder if adding a pet insurance premium to your list of expenses
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42% of Canadians don’t have life insurance—are you one of them?

September is life insurance awareness month, and a new report from digital insurance provider PolicyMe in partnership with Angus Reid is

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Real State Finance

Why retirement planners are getting defensive

While working people may envy those at or near retirement, once you get there there’s a certain amount of anxiety over markets and the
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Is pet insurance worth it in Canada?

When your budget is tight, it’s only natural to wonder if adding a pet insurance premium to your list of expenses is worth it.

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Latest financial updates, market trends, and investment insight, stay ahead of the curve

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As summer kicks into high gear, many Canadians are planning to head out of town for a vacation, whether it’s a weekend at the cottage or.

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While working people may envy those at or near retirement, once you get there there’s a certain amount of anxiety over markets and the prospect of outliving your money should stocks.

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Stocks vs. Bonds: Which Investment Strategy Suits You?

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Tax Planning

Crack The Code to Financial Freedom: NPS and PPF Demystified!

Financial freedom requires planning and patience. This is the first piece of a series of

While working people may envy those at or near retirement, once you get there there’s a certain amount of anxiety over markets and the prospect of outliving your money should stocks and interest rates fail to cooperate.

Of course, those with guaranteed-for-life, taxpayer-backed, defined benefit pension plans may well be in an enviable position. I often wonder why the usual media financial profiles of senior couples even bother when their subjects both enjoy such pensions.

Sadly, most of us are not.

PERSONAL FINANCESUBTITLE

Personal Finance

How to Balance Saving and Investing for Maximum Growth

Finding the right balance between saving and investing is crucial for building long-term wealth while maintaining financial
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Personal Finance 101: The Basics of Managing Your Money

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Why retirement planners are getting defensive

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What is the Canada Pension Plan death benefit?

Ask MoneySense Your recent article is the first time I have seen reference to a CPP death
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Retirement taxes explained: Withholding, clawbacks, and other surprises

Many working-age Canadians wonder what the impact of retirement will be on their tax situation. As you
Personal Finance

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Finding the right balance between saving and investing is crucial for building long-term wealth while
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Emergency Fund vs. Debt Payments: Where Should Your Money Go First?

Striking the right balance between savings for emergency and debt repayment can be challenging. While
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Why retirement planners are getting defensive

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Real State Finance

Why retirement planners are getting defensive

While working people may envy those at or near retirement, once you get there there’s a
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Is pet insurance worth it in Canada?

When your budget is tight, it’s only natural to wonder if adding a pet insurance premium
Real State Finance

What is the Canada Pension Plan death benefit?

Ask MoneySense Your recent article is the first time I have seen reference to a CPP
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Retirement taxes explained: Withholding, clawbacks, and other surprises

Many working-age Canadians wonder what the impact of retirement will be on their tax situation. As
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42% of Canadians don’t have life insurance—are you one of them?

September is life insurance awareness month, and a new report from digital insurance provider PolicyMe in

Financial freedom requires planning and patience. This is the first piece of a series of posts on exploring various investment avenues.

As another year comes to an end, it’s important for us to equip you with the best investment ideas. In this series of articles, we’ll discuss the different routes you can take to plan.

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Real State Finance

Why retirement planners are getting defensive

While working people may envy those at or near retirement, once you get there there’s a
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Is pet insurance worth it in Canada?

When your budget is tight, it’s only natural to wonder if adding a pet insurance premium
Real State Finance

What is the Canada Pension Plan death benefit?

Ask MoneySense Your recent article is the first time I have seen reference to a CPP
Real State Finance

Retirement taxes explained: Withholding, clawbacks, and other surprises

Many working-age Canadians wonder what the impact of retirement will be on their tax situation. As
Insurance

42% of Canadians don’t have life insurance—are you one of them?

September is life insurance awareness month, and a new report from digital insurance provider PolicyMe in

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Real State Finance

Why retirement planners are getting defensive

While working people may envy those at or near retirement, once you get there there’s a certain amount of anxiety over markets and the prospect
Insurance

Is pet insurance worth it in Canada?

When your budget is tight, it’s only natural to wonder if adding a pet insurance premium to your list of expenses is worth it. While
Real State Finance

What is the Canada Pension Plan death benefit?

Ask MoneySense Your recent article is the first time I have seen reference to a CPP death benefit of $2,500. Can you explain it, please?
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Retirement taxes explained: Withholding, clawbacks, and other surprises

Many working-age Canadians wonder what the impact of retirement will be on their tax situation. As you save and build wealth, it is important to

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on Sep 17, 2025
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Many working-age Canadians wonder what the impact of retirement will be on their tax situation. As you save and build wealth, it is important to plan for the eventual tax treatment of your retirement assets and income as you approach that transition.  

Taxation in Canada

When you are working, your employer calculates the payroll deductions to come off your paycheque based on Canada Revenue Agency (CRA) payroll tables. If you have no other sources of income, nor any tax deductions.

42% of Canadians don’t have life insurance—are you one of them?

September is life insurance awareness month, and a new report from digital insurance provider PolicyMe in partnership with Angus Reid is spotlighting a concerning gap in coverage among Canadians. The culprits? Affordability concerns, medical requirements, and mistrust of the insurance industry, according to Unprepared: The 2025 Life Insurance Gap Report.

The report sheds light on just how many Canadians are leaving their families financially at risk—and why so many are putting off getting coverage.

How wide is the coverage gap?

PolicyMe’s study found that a staggering 42% of Canadians either don’t have life insurance or aren’t sure if they have it, with almost two-thirds of those who are uninsured saying they aren’t likely to get coverage in the next five years. Families with kids are the hardest hit: almost half (49%).

Avatar photo Jayden Dakin is a seasoned financial analyst and writer with a deep passion for decoding economic trends and market movements. With a background in financial consulting and investment research, Jayden brings a sharp analytical perspective to complex financial topics, helping readers navigate the intricacies of wealth management, stock market dynamics, and global economic policies. Before joining Financial Magazine, Jayden worked in corporate finance, advising businesses on financial planning, risk management, and capital allocation strategies. With expertise in macroeconomic forecasting and investment strategy, Jayden’s work provides readers with actionable insights on market opportunities, portfolio diversification, and emerging financial innovations. Beyond writing, Jayden enjoys studying behavioral finance, exploring the intersection of economics and technology, and mentoring young investors on building sustainable wealth.

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Why retirement planners are getting defensive

Financial Magazine While working people may envy those at or near retirement, once you get there there’s a certain amount of anxiety over markets and the prospect of outliving your money should stocks and
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Is pet insurance worth it in Canada?

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Why retirement planners are getting defensive

While working people may envy those at or near retirement, once you get there there’s a certain amount of anxiety over markets and the prospect of outliving your money should stocks and interest rates fail to cooperate.

Of course, those with guaranteed-for-life,.

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While working people may envy those at or near retirement, once you get there there’s a certain amount of anxiety over markets and the prospect of outliving your money should stocks and interest rates fail to cooperate.

Of course, those with guaranteed-for-life, taxpayer-backed, defined benefit pension plans may well be in an enviable position. I.

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