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Despite best intentions, many Canadians are not financially prepared for retirement. This reality is driven by a combination of factors: rising costs of living, growing debt levels, insufficient personal savings, and a lack of proper planning. Unexpected life events such as health challenges, job loss, or forced early retirement, can further derail even the most optimistic plans.

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Alabama, USA, 10th April 2026, ZEX PR WIRE — Oak Garden Apartments, located at 400 Garden Lane, today announced the launch of a new Community Living Pledge, a resident-focused initiative centered on accountability, responsiveness, and quality living standards.
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How can I plan to die with nothing?

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Financial freedom requires planning and patience. This is the first piece of a series of posts on exploring various investment avenues.

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on Mar 26, 2026
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Ask MoneySense
Hello Allan. I’ve been reading your advice in Moneysense, the Financial Post, and many other media outlets for a while now. My accountant is unable to help me with my query, which is: Is there anyone or any software out there that can help me calculate how to “die with nothing?” I’m looking to start spending after decades of saving and it is actually quite hard to do! 

—Jane

Hi Jane, you are up for one of the.

New study highlights trends in Canadian term life insurance

Choosing a term life insurance policy is a balancing act: how much coverage do you need, who should benefit, and how long should the policy last?

If you’ve ever wondered how your choices compare to other Canadians, PolicyMe’s newly released 2026 study, Canadian Term Life Insurance: A Market Snapshot, provides some answers. The study analyzed over 18,000 customer interactions and highlighted coverage preferences, beneficiary choices, and generational health habits.

$500,000 is the sweet spot

Across age groups, $500,000 is the most commonly selected term life coverage. Younger Canadians (ages 18–44) also prefer longer terms (often 30 years), while older adults (45+) tend to select smaller coverage amounts and shorter terms.

Age of respondentsCoverageTerm length18–29$500,00030 years

Avatar photo Jayden Dakin is a seasoned financial analyst and writer with a deep passion for decoding economic trends and market movements. With a background in financial consulting and investment research, Jayden brings a sharp analytical perspective to complex financial topics, helping readers navigate the intricacies of wealth management, stock market dynamics, and global economic policies. Before joining Financial Magazine, Jayden worked in corporate finance, advising businesses on financial planning, risk management, and capital allocation strategies. With expertise in macroeconomic forecasting and investment strategy, Jayden’s work provides readers with actionable insights on market opportunities, portfolio diversification, and emerging financial innovations. Beyond writing, Jayden enjoys studying behavioral finance, exploring the intersection of economics and technology, and mentoring young investors on building sustainable wealth.

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Oak Garden Apartments Launches Community Living Pledge

Financial Magazine Alabama, USA, 10th April 2026, ZEX PR WIRE — Oak Garden Apartments, located at 400 Garden Lane, today announced the launch of a new Community Living Pledge, a resident-focused initiative centered on accountability, responsiveness, and
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Financial Magazine Global developer Ron Yeffet, originally from Jerusalem and working across the U.S., Europe, and Africa, introduces a personal pledge focused on disciplined planning and community-centered development New York, USA, 10th April 2026, ZEX

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Alabama, USA, 10th April 2026, ZEX PR WIRE — Oak Garden Apartments, located at 400 Garden Lane, today announced the launch of a new Community Living Pledge, a resident-focused initiative centered on accountability, responsiveness, and quality living standards.
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