A down payment is a big step for home buyers, but definitely not the only one. As a realtor in the Halifax market, Sandra Pike estimates less than half of buyers she sees are actually ready to buy a home. Many have some of the pieces in place, but not the full suite. “A lot […]
A little bit of knowledge can make a daunting task a whole lot easier to start—and that’s certainly true when it comes to life insurance in Canada. It’s a subject most people know little about until they actually decide to buy a policy, so we’re here to offer a little guidance on choosing the one […]
Whether you’re a graduating student or are just starting your career, moving out of your parents’ house is a significant milestone. But with rising rents and increased costs of living, there are various financial aspects to consider before you make this big decision. Here’s a 10-step plan to help you assess if the time is […]
To be one of the best travel credit cards in Canada on our list, the card must combine strong earn rates with perks like lounge access, no foreign transaction fees and travel insurance coverage. We’ve compiled this list of the top cards in this category to help you get started. Best travel credit cards in […]
One of the most vexatious—and most audited—provisions on your income tax return is the claim for automobile expenses. Why? Keeping an auto log is necessary to identify the personal versus business use of the vehicle, if you use it for both purposes. Here’s how to be ready for that inevitable day when a Canada Revenue […]
Ottawa drivers are pretty lucky when it comes to auto insurance rates—they pay some of the lowest premiums in Canada. And yet, there’s always room for a deal on car insurance in Ottawa. For starters, as with any sizable purchase, it pays to shop around for the best rates on auto insurance in Ottawa. If […]
Canada’s spring housing market is missing in action. That’s what the latest March data from the Canadian Real Estate Association (CREA) reveals. Home sales plunged to a low not seen for the month since 2009, with transactions down 9.3% year over year. The sideline approach taken by buyers isn’t a surprise. The ongoing tariff talks […]
If you’re getting a new vehicle for commuting, hauling cargo or ferrying your kids around Edmonton, you’ll also have to find the best auto insurance for your needs and your budget. It’s worth the effort to get a few car insurance quotes for Edmonton, as rates vary not just by province but by city and […]
Ask MoneySense We have been defrauded of over $20,000 by someone who was able to make unauthorized e-transfers from our bank accounts. The bank has recovered a small portion of them, and it has refused responsibility for any more. I am at level three of the complaint process, and I am wondering how to proceed? […]
How your driving record impacts your insurance premiums Anyone with a history of traffic tickets and driving convictions in the past three years and/or previous auto insurance claims in the past six years will likely be charged a higher-than-typical auto insurance rate in calgary. Your driving record will also list any driver education you’ve had […]