To be one of the best travel credit cards in Canada on our list, the card must combine strong earn rates with perks like lounge access, no foreign transaction fees and travel insurance coverage. We’ve compiled this list of the top cards in this category to help you get started.
Best travel credit cards in Canada
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Scotiabank Gold American Express Card
Annual Fee:
$120
Interest Rates:
20.99% purchase, 22.99% cash advance, 22.99% balance transfer
Welcome offer:
$450 value
Earn up to $$780 in value in the first 12 months, including up to 40,000 bonus Scene+ points. To qualify, apply by July 1, 2025
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American Express Cobalt Card
Annual Fee:
$156
Interest Rates:
21.99% purchase, 21.99% cash advance, N/A balance transfer
Welcome offer:
$150 value
Earn 1,250 points for each month you spend $750, up to a maximum of 15,000 points.
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MBNA Rewards World Elite Mastercard
Annual Fee:
$120
Interest Rates:
19.99% purchase, 24.99% cash advance, 22.99% balance transfer
Welcome offer:
$200 value
Earn 20,000 bonus points (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days.
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.
Popular travel credit cards in Canada
Compare your travel card options with our interactive tool and filter credit cards based on rewards value, annual fees, income requirements and more. Use this tool to compare credit card options, or keep scrolling for our editors’ top picks.
